Investment Mod
Investment Mod Cover Photo.png - width=1290 height=900
Investing Interaction.png - width=1290 height=900
Research Stocks Interaction.png - width=1290 height=900
Invest In Stocks Interaction.png - width=1290 height=900
Financially Focused Moodlet.png - width=271 height=186
Small Investment Moodlet.png - width=271 height=170
Medium Investment Moodlet.png - width=271 height=170
Large Investment Moodlet.png - width=271 height=186
Very Large Investment Moodlet.png - width=271 height=154
Line Go Up Moodlet.png - width=271 height=154
In The Red Moodlet.png - width=271 height=154
Based off of the investment feature from The Sims 4 business career, this mod gives your sims the ability to research and invest in the stock market.
This is a script mod that can be placed in your Packages folder. It was built and tested on 1.69 but should work fine on 1.67.
Disclaimer
This is not the same mod as Buzzler's Lost&Found: Stock Market, nor is it an update of that mod. They are completely separate from each other.
Version 3.0

- If the MultiTab 6000 is installed, sims can now research and invest in stocks from their tablet!
Updates
4/6/25
- Added Dutch translation by Cassowary.Casserole
- Added French translation by Rinouille
1/1/25
- Added Italian translation by Damon05
12/25/24
- Frugal sims can now research and invest in stocks if kFrugalSimsCanInvest = True (default: False).
1/8/24
- Sims employed in the Business career Level 5 or greater will gain or lose work performance depending on the outcome of their investments.
9/3/23
- Version 3.0 uploaded
8/12/23
- Added Taiwanese Chinese translation by Criisolate on Discord
7/23/23
- Combined original mod and smart phone compatible versions into one new version. Smart phone compatible version is no longer needed.
- Investing interactions now show up on laptops inside of a sim's inventory.
7/5/23
- Version 2.0 uploaded
7/2/23
7/1/23
- Added Swedish translation by kaellstroem
6/17/23
- Added Polish translation by Stevenafc11
6/9/23
- Fixed "Fugal" typo in Frugal sim tooltip (thank you Nasenfahrrad!)
- Added Russian translation by Knight
- Added German translation by Nasenfahrrad
- Added Finnish translation by mucephei
- Added Brazilian Portuguese translation by cabrera80
Overview
- SimNation Stock Market
- New Interactions
- New Moodlets
SimNation Stock Market
Sims aged Young Adult and older can now invest in the SimNation Stock Market (SNSM) on their computer, smart phone, or tablet under the new “Investing…” pie menu path. From there, your sim can either “Research Stocks” or jump straight into the market and “Invest In Stocks…”.
Sims can invest four different amounts of money: §1000, §2000, §5000, and §10000. As the amount of money increases, so does the risk of losing money on your initial investment.
Investing §1,000 has a 25% risk, investing §2,000 has a 30% risk, investing §5,000 has a 35% risk, and investing §10,000 has a 40% risk.
Every investment has the opportunity to produce returns from 101% up to 250%, or lose anywhere from 0.01% to 100% of the initial investment amount.
Sims will receive a return on their investment in 2 days. They cannot invest again until they get their return.
Certain traits can either increase or decrease your chance of risk by 5% when investing (note: this value stacks the more traits your sim has):
Increased Chance Traits - Unlucky, Loser, and Absent-Minded
Decreased Chance Traits - Lucky, Genius, and Born Salesperson
Sims with the Frugal trait cannot research or invest in the SimNation Stock Market.

New Interactions
Research Stocks - Gives the Financially Focused custom moodlet. Not researching stocks before investing increases the chance of risk when investing by 5%.
Invest In Stocks…
Invest In Stocks (§1,000) - Gives the Small Investment custom moodlet, 25% risk of losing money.
Invest In Stocks (§2,000) - Gives the Medium Investment custom moodlet, 30% risk of losing money.
Invest In Stocks (§5,000) - Gives the Large Investment custom moodlet, 35% risk of losing money.
Invest In Stocks (§10,000) - Gives the Very Large Investment custom moodlet, 40% risk of losing money.
New Moodlets
Financially Focused: Given after a sim uses the “Research Stocks” interaction, lasts 1 day, +5 mood
Small Investment: Given after a sim uses the “Invest In Stocks (§1,000)” interaction, lasts 2 days, +10 mood
Medium Investment: Given after a sim uses the “Invest In Stocks (§2,000)” interaction, lasts 2 days, +10 mood
Large Investment: Given after a sim uses the “Invest In Stocks (§5,000)” interaction, lasts 2 days, +10 mood
Very Large Investment: Given after a sim uses the “Invest In Stocks (§10,000)” interaction, lasts 2 days, +10 mood
Line Go Up: Given after a sim gains money from their investment, lasts 12 hours, +10 mood
In The Red: Given after a sim loses money on their investment, lasts 12 hours, -10 mood
Tuning
All of the following values are tunable in the mod’s XML file (0 is 0% and 1 is 100%, unless otherwise stated):
kMinReturn = 1.01
kMaxReturn = 2.5
kMinLoss = 0.01
kMaxLoss = 1
kChanceForFailedSmallInvestment = 0.25
kChanceForFailedMediumInvestment = 0.30
kChanceForFailedLargeInvestment = 0.35
kChanceForFailedVeryLargeInvestment = 0.40
kUnluckyModifier = 0.05
kAbsentMindedModifier = 0.05
kLoserModifier = 0.05
kLuckyModifier = 0.05
kBornSalesmanModifier = 0.05
kGeniusModifier = 0.05
kResearchModifier = 0.05
kIncreaseOrDecreaseInWorkPerformance = 0.75
kFrugalSimsCanInvest = True (True or False)
Conflicts & Known Issues
This is a new script mod so there shouldn’t be any conflicts.
Credits
EA/Maxis for The Sims 3 and The Sims 4, Visual Studio 2019, ILSpy, s3pe, Notepad+++, FreePik, and Script Mod Template Creator.
Thank You
Thank you to gamefreak130, Lyralei, zoe22, MonocoDoll, SimsDeoGloria, and desiree101!
Filename | Type | Size |
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twinsimming_Investment Mod.rar | rar | |
twinsimming_Investment Mod.package | package | 193831 |
Filename | Type | Size |
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Investment Mod STBLs for Translators.rar | rar | |
S3_220557DA_00000000_0F24CB91EDA90C10_POL_PL_Strings%%+STBL.stbl | stbl | 3749 |
S3_220557DA_00000000_0124CB91EDA90C10_CHS_CN_Strings%%+STBL.stbl | stbl | 3749 |
S3_220557DA_00000000_0224CB91EDA90C10_CHT_CN_Strings%%+STBL.stbl | stbl | 3749 |
S3_220557DA_00000000_0324CB91EDA90C10_CZE_CZ_Strings%%+STBL.stbl | stbl | 3749 |
S3_220557DA_00000000_0424CB91EDA90C10_DAN_DK_Strings%%+STBL.stbl | stbl | 3749 |
S3_220557DA_00000000_0524CB91EDA90C10_DUT_NL_Strings%%+STBL.stbl | stbl | 3749 |
S3_220557DA_00000000_0724CB91EDA90C10_FRE_FR_Strings%%+STBL.stbl | stbl | 3749 |
S3_220557DA_00000000_0924CB91EDA90C10_GRE_GR_Strings%%+STBL.stbl | stbl | 3749 |
S3_220557DA_00000000_1024CB91EDA90C10_POR_PT_Strings%%+STBL.stbl | stbl | 3749 |
S3_220557DA_00000000_1324CB91EDA90C10_SPA_ES_Strings%%+STBL.stbl | stbl | 3749 |
S3_220557DA_00000000_1424CB91EDA90C10_SPA_MX_Strings%%+STBL.stbl | stbl | 3749 |
S3_220557DA_00000000_1524CB91EDA90C10_SWE_SE_Strings%%+STBL.stbl | stbl | 3749 |
S3_220557DA_00000000_1624CB91EDA90C10_THA_TH_Strings%%+STBL.stbl | stbl | 3749 |
S3_220557DA_00000000_0A24CB91EDA90C10_HUN_HU_Strings%%+STBL.stbl | stbl | 3749 |
S3_220557DA_00000000_0B24CB91EDA90C10_ITA_IT_Strings%%+STBL.stbl | stbl | 3749 |
S3_220557DA_00000000_0C24CB91EDA90C10_JPN_JP_Strings%%+STBL.stbl | stbl | 3749 |
S3_220557DA_00000000_0D24CB91EDA90C10_KOR_KR_Strings%%+STBL.stbl | stbl | 3749 |
S3_220557DA_00000000_0E24CB91EDA90C10_NOR_NO_Strings%%+STBL.stbl | stbl | 3749 |
Filename | Type | Size |
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[OBSOLETE] twinsimming_Investment Mod [Smart Phone Compatible].rar | rar | |
[OBSOLETE] twinsimming_Investment Mod [Smart Phone Compatible].package | package | 178574 |
twinsimming_Investment Mod.rar
Download
Uploaded: 6th Apr 2025, 76.1 KB.
18,399 downloads.
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Investment Mod STBLs for Translators.rar
Download
Uploaded: 9th Jun 2023, 25.5 KB.
1,548 downloads.
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[OBSOLETE] twinsimming_Investment Mod [Smart Phone Compatible].rar
Download
Uploaded: 24th Jul 2023, 64.3 KB.
2,606 downloads.
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For a detailed look at individual files, see the Information tab. |
Install Instructions
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Uploaded: 8th Jun 2023 at 9:35 AM
Updated: 6th Apr 2025 at 9:04 AM
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