More Balanced Investment

The Investing Aspiration benefit generates money to the household every 16:00, depending on the amount of cash the household has on hand. By default, it is in practice underpowered and can be useless for households with less than 10,000 (poor by my standard), often unable to generate over 500 each day, not to mention losses. Conversely, it is overpowered, to the point of absurdity, for household with above 100,000 (wealthy by my standard), as investment can generate 5,000 and more everyday, leading to an exponential growth of household wealth and rendering most methods of income redundant.

I consider default Investing to be comparable to running a store 5 days a week, 6 hours a day with Simlogical Auto Restocker set to free. More, as it requires no effort at all.


The changes to the Investing Aspiration benefit are:
- All investment earnings/losses are generated per each Sim with the benefit - more investors, bigger results.
- Chance of success is based on the average Aspiration bar of all investing Sims.
- Chance of success is rerolled on individual basis.

- Chance of success starts to shift downward at about half the low green, and upward pass half the high green.
- Chance of success can be as high as 80%, if all investors have maxed platinum, and as low as 1%, if all investors are deep in the red.
- Always expect losses and do not invest if everyone is in the red!
- Continuous bonuses/maluses - maxed platinum has more chance of success than borderline platinum.

- Base earning/loss ranges from 450 to 2250, and is always recalculated on individual basis.
- Base earning/loss is independent of household wealth.

- Addition earning/loss if the household has more than 100,000. The amount is 50 per every 10,000 above said threshold.
- Addition earning/loss is capped at 2,000, which is for household above 500,000.
- Addition earning/loss is randomly multiplied by 0.5 to 1.5, and is again recalculated on individual basis.

Investment earnings no longer counts towards personal wealth. This will make the Wants of earning money more difficult.

This mod incorporates cyjon's No Community Stock Market by default. It is however, changed to allow investment while on vacation.


With this mod functioning, investment will become more balanced - useful for poorer households and not absurd for rich ones. Moreover, investment will grow as more Sims have the Aspiration benefit, and the chance of profit will also increase should the investors have high Aspiration bars on average.



Issues
If there is a lot of Sims investing (8+ and rich household), and the total earning/loss exceeds the integer cap of 32678, the text message may report incorrect amount. Total actual change should still be correct, however, as all fund additions and subtractions are done on individual basis.

Please report any other bugs in the comment section.


Conflicts
This mod adds or modifies the Controller - LTA Superpowers group (0x7FFA8F9F) within the following instances:

BCONs
0x00001000 (also added labels)

BHAVs
0x00001007 (complete overhaul)

This mod should replace cyjon's No Community Stock Market, as it already has cyjon's work incorporated to it.


Credit:
cyjon for the No Community Stock Market mod